Nixon & Lindstrom

(417) 881-6623

Habitational (Hab-Pro)


Nixon & Lindstrom Insurance is proud to announce our newest specialty insurance program: Hab-Pro. Our new Hab-Pro Insurance Program brings insurance options to habitational business owners in Southwest Missouri that were previously unavailable. HabPro includes insurance coverage for:

Apartments, Market Rate, Student, Public, Senior, Affordable, Tax Credit, Dwelling Schedules, Community Associations, Primary Residential, Secondary & Seasonal Condominiums, HOAs, PUDs, and Timeshares

Nixon & Lindstrom is the only insurance agency in Southwest Missouri to receive the insurance company franchise for this program. If your business qualifies coverage highlights include:

  • BOP form – Removes costly coinsurance penalties that lower claims payments
  • Guaranteed Replacement Cost – Eliminates worries about your insured building values
  • Interior Wind Driven Rain – Safeguards your investment
  • Extended Business Income – Protects your income stream

Some of the Hab-Pro Insurance Discounts available:

  • 100% Hard-Wired Smoke Detection
  • Central Station Alarm
  • Freeze Alarm

To find out if you qualify for Hab-Pro email the attached form to David Endacott at or Deryk Morelock at