Car Wash insurance.

You deserve an insurance agency that understands the unique risks of car washes. Nixon & Lindstrom Insurance will work closely with you to produce specialized coverage for your car wash operation.

Nixon & Lindstrom Insurance Specializes in Car Wash Insurance

At Nixon & Lindstrom Insurance, we specialize in offering tailored insurance solutions specifically designed to protect car washes. With our deep industry knowledge and commitment to exceptional customer service, we’re here to safeguard your investment and ensure your business runs smoothly.

Traditional commercial liability insurance may not be suited to cover your car wash’s needs. The need for specialized insurance coverage is why Nixon & Lindstrom offers car wash-specific policies. We can connect you with a number of carriers to help you find the right policy for your car wash business.

Why You Need Our Car Wash Insurance

We work closely with car wash businesses to find policies that fit their needs. While car washes vary greatly in size and scope, adequate coverage is always essential. Whether you own a single self-serve, auto spa, or a fleet of full-service car washes, you need to prepare for the inherent risks. Let us tailor a policy that fits your needs and provides you with the protection you expect.

1. Protection Against Property Damage

Your car wash buildings and costly equipment are valuable assets that need proper protection. From the washing systems to the vacuums and dryers, all of your equipment is susceptible to damage, whether it’s from accidents, mechanical failure, or extreme weather. Property insurance ensures that you’re covered in the event of fire, vandalism, theft, or natural disasters, helping you recover quickly and minimize downtime.

2. Liability Protection

Car wash businesses can face a range of liability risks, including customer injuries, property damage, or accidents that occur on the premises. Whether it’s a slip-and-fall accident, a car wash mishap, or damage to a customer’s vehicle, liability insurance protects your business from legal and financial repercussions.

3. Workers’ Compensation Coverage

Car washes often involve manual labor, whether employees are washing cars, managing the flow, or maintaining equipment. This makes workers’ compensation insurance essential to protecting your employees in case of workplace accidents. If one of your workers gets injured on the job, workers’ comp ensures that medical bills and lost wages are covered, preventing any disruption to your business operations.

4. Business Income Insurance

Business income insurance can cover the loss of income, extra expense, and ordinary payroll. If you have a covered event, this coverage will give you peace of mind, knowing your financial obligations will be met while you focus on getting your business back up and running.

5. Equipment Breakdown Coverage

Car wash equipment is the backbone of your business. A malfunction or breakdown of your systems from a power surge or brownout can result in costly repairs and significant downtime. With equipment breakdown coverage, you’re protected against the financial loss associated with sudden equipment failures, allowing you to make necessary repairs without putting your business at risk.

Protect Your Car Wash Business Today with Nixon & Lindstrom Insurance

Your car wash is a valuable asset, and it deserves comprehensive insurance coverage that addresses its unique risks. With Nixon & Lindstrom Insurance, you gain access to industry expertise, customized solutions, and a level of customer service that’s second to none.

Contact Gordon Lane, our car wash insurance specialist, to learn more about how we can help protect your car wash with specialized insurance coverage designed for your needs. Let us provide the peace of mind you need to focus on delivering exceptional service to your customers while we take care of the risks.